WhatsApp
info@smifunding.my

SINAR PROGRAM MALAYSIA-RM205 MILLION-MSME FUNDING UPTO RM5M

Program Sokongan Industri dan Perniagaan Rakyat-SME Corp-Funding with low financing rates & business support to overcome economic challenges-KUSKOP MALAYSIA

Visit SMI FUNDING Contact Us

Entrepreneur Development and Cooperatives Minister Steven Sim Chee Keong

To assist micro, small, and medium-sized businesses (MSMEs) in overcoming the present economic difficulties brought on by the global supply crisis brought on by the continuous wars in the Middle East, the government has started an RM205 million program.

Entrepreneur Development and Cooperatives Minister Steven Sim Chee Keong said the Programme Sokongan Industri dan Perniagaan Rakyat (Sinar) would provide financial and non-financial assistance to support businesses affected by rising operating costs and market uncertainties.

Entrepreneur Development and Cooperatives Minister Steven Sim Chee Keong

“This new initiative, which is under the Entrepreneur Development and Cooperatives Ministry through SME Corp Malaysia, carries a total allocation of RM205mil and will be open for applications beginning this month.

“Under the programme, three financing schemes offering funding of up to RM5mil will be made available through collaborations with Malaysian Industrial Development Finance Berhad, microLEAP PLT and Funding Societies, with profit or interest rates ranging between 3% and 5% annually,” he added.

Frequently Asked Questions (FAQs)

For more questions please visit us at SMI FUNDING & join our whatsapp group here

The Programme Sokongan Industri dan Perniagaan Rakyat (SINAR) is a Malaysian government initiative with the allocation of RM205 million to provide financial and non-financial support to micro, small and medium enterprises (MSMEs) to cope with economic challenges.

The programme was designed for MSMEs impacted by rising operating costs, global supply chain disruptions, economic uncertainty and other unforeseen circumstances impacting their business operations.

The programme is open to eligible Malaysian Micro, Small and Medium Enterprises (MSMEs) that meet the requirements as set by SME Corp. Malaysia and respective financing partners.

Eligible businesses can apply for financing from RM50,000 up to RM5 million for fixed assets and working capital depending on the financing scheme.

The interest/profit rates under the selected schemes are competitive at 3%–5% p.a. while the Soft Financing Scheme for SMEs (SFSME 2.0) offers 5%–6% p.a. with 5% applicable for approvals in 2026.

SFSME 2.0 is a financing scheme for MSMEs to adopt automation, digitalisation, innovation and sustainable technologies, while building competitiveness and creating skilled employment opportunities.

SMI FUNDING provides end-to-end consultancy services, including eligibility assessment, documentation preparation, proposal writing, application submission, follow-up with the relevant agencies, and assistance until approval and fund disbursement.

Soft Financing Scheme for SMEs (SFSME 2.0)

SME Corp. Malaysia launched SINAR to help MSMEs deal with present issues brought on by economic uncertainty and unanticipated events that impact company operations. In order to help MSMEs sustain cash flow, carry on with operations, and improve their resilience and business continuity, the program gives them access to additional funding and business support.

Soft Financing Scheme for SMEs (SFSME 2.0)

This scheme is designed to support the growth of Micro, Small and Medium Enterprises (MSMEs) by:

  • Encouraging automation, digitalisation, innovation, and the adoption of technology to improve productivity and promote sustainable practices;
  • Strengthening the competitiveness of MSMEs in domestic and international markets; and
  • Facilitating the creation of employment opportunities, particularly skilled and high-value jobs.
Malaysia launched the SINAR Programme to help MSMEs overcome economic uncertainty with funding and business support

Financing Amount RM50,000 - RM5 mil

RM50,000 - RM5 mil for fixed asset & working capital

Interest / Profit Rate
5% – 6% p.a. on monthly outstanding balance (5% for approvals in 2026 only)

Ask Us

Implementation Partner: Malaysian Industrial Development Finance Berhad (MIDF)

Under the programme, three financing schemes with funding of up to RM5mil will be made available through collaboration with Malaysian Industrial Development Finance Berhad, microLEAP PLT and Funding Societies, with profit or interest rates ranging between 3% and 5% per annum

Malaysia's RM205 million SINAR Programme supports MSMEs affected by rising costs and global economic uncertainty

Why Choose SMI FUNDING?

SMI FUNDING is a professional financial consultancy firm dedicated to helping businesses secure the right funding and grant opportunities. Our experienced team provides end-to-end assistance, from preparing the required documentation and developing proposals that meet funding guidelines to submitting grant applications and managing the entire process until approval and fund disbursement.

Whether you are applying for government grants, business financing, or SME funding programmes, we simplify the process and maximize your chances of success. For more information or a personalized consultation, contact us today by phone or email.

Call Us
best financial advisor for governement grants in malaysia

Financial Consultancy for Grant Application Support

Useful Links

Grants

Contact Us

D-17-26 Menara Mutiara Central No 2, Jalan Desa Aman 1, 56100 Kuala Lumpur, WP Malaysia.

+60 1626 08 323

info@smifunding.my

Copyright 2026, SMI FUNDING. All Rights Reserved.